Job Description

Job Title: Commercial Loan Officer

Location: Seattle, WA

Job Type: Full-time, On-site

About the Opportunity

A well-established, community-focused financial institution in Everett is seeking a Commercial Loan Officer to join its collaborative and customer-centric team. Known for its commitment to local business, employee development, and community engagement, the institution offers a dynamic environment for professionals looking to grow their careers in commercial lending.

This position plays a key role in managing and growing a diverse commercial loan portfolio and will serve as a trusted resource to business clients in the region

Responsibilities

• Build and maintain a sound commercial loan portfolio (C&I, CRE, and business loans)
• Develop new client relationships and expand existing ones through active outreach and service
• Analyze loan applications, financial statements, and supporting documentation
• Structure, negotiate, and close loan transactions in compliance with lending policies
• Monitor loan performance and ensure compliance with credit terms
• Work closely with credit analysts and internal teams to evaluate risk and structure deals
• Provide customized financial solutions to meet clients’ evolving needs
• Support community involvement efforts on behalf of the institution
• Perform other duties as required to support lending and relationship management initiatives

Qualifications

• Minimum 5 years of commercial lending and relationship management experience
• Bachelor’s degree in Finance, Business, or a related field preferred
• Formal credit training preferred
• Deep knowledge of lending policies, procedures, and applicable regulations
• Strong interpersonal and communication skills
• Proficient in Microsoft Office Suite and comfortable adopting new technologies
• Ability to analyze complex financial and credit information
• Strong business development and negotiation abilities

Benefits

• Competitive salary and performance-based bonus
• 401(k) with employer matching
• 100% employer-paid medical, dental, and vision for employees
• Paid vacation (minimum 10 days in first year), holidays, and sick leave
• Paid life, AD&D, and long-term disability insurance
• Flexible Spending Accounts (Healthcare and Dependent Care)
• Tuition reimbursement
• Employee assistance program
• Banking perks including account and loan discounts
• Referral program
• Opportunities for ongoing professional development

Work Environment & Expectations

• Standard business office setting
• 40-hour workweek, Monday–Friday
• Some local, non-overnight travel may be required (5–10%)
• Role requires regular attendance, punctuality, and the ability to work independently and as part of a team

Equal Opportunity

This employer is committed to creating an inclusive and diverse workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other legally protected status.

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